Disaster Resilience

Allied Justice is a for purpose organisation providing free legal advice, information and community legal education to people who live, work or study in the Central Highlands and Wimmera regions of Victoria.

Refer a Client

Allied Justice is now inviting warm referrals from community, health and council services across the Wimmera and Central Highlands regions.

Request an Appointment

​After receiving a request we will make contact within 2 business days to determine how we can best assist. 

Stronger Together: Preparing for and Recovering from Disasters

A lawyer can help you understand your rights, advocate for you, and make sure your interests are protected

STOP

Has your Insurance Company offered you a Cash Settlement  post the recent bushfires or floods? Get free advice and support from one of our Lawyers before you sign.

Look Out, Disaster Chasers are About!  

Click the buttons to find out more.

Natural disasters and climate events can profoundly disrupt lives, especially for people already facing systemic disadvantage. At Allied Justice, we believe resilience begins with knowledge, connection, and access to justice.


Our Disaster Resilience Project is a collaborative initiative that helps communities across Western Victoria prepare for, withstand, adapt to, and recover from disasters, while addressing the legal challenges and systemic injustices that disasters often exacerbate.

Why This Matters

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Disasters don’t affect everyone equally. People experiencing financial hardship, housing insecurity, disability, or living in remote areas often face greater risks and barriers to recovery. Legal issues, such as tenancy disputes, insurance claims, debt, and access to social services, can compound these challenges.

Challenges that our team at Allied Justice can help with. Find out more below or download our How Can We Help You Info Flyer.

Need Help Now!

If you’re facing a legal issue arising from a disaster or climate event, call us today. 

Request an Appointment

​After receiving a request we will make contact within 2 business days to determine how we can best assist. 

Refer a Client

Allied Justice is now inviting warm referrals from community, health and council services across the Wimmera and Central Highlands regions.

Our Approach: The Three Pillars

Preparedness

We help communities and organisations build resilience before disaster strikes by:

  • Delivering free pre-disaster community legal sessions.
  • Providing accessible legal fact sheets, guides, and preparedness tools.
  • Supporting community organisations to understand legal risks.
  • Establishing and strengthening partnerships with councils, Emergency Recovery Victoria, health providers, and Aboriginal organisations.
  • Working with Disaster Legal Help, Victorian Aboriginal Legal Services, Victoria Legal Aid and the Federation's Climate Justice team.
  • Co-designing resilience initiatives with communities.

Response

When disaster hits, we act quickly to provide:

  • Immediate legal advice on-site at emergency relief centres and through outreach.
  • Quick-response legal resources for urgent issues.
  • Advocacy to escalate community concerns in real time.
  • Coordination with emergency services and partner organisations for holistic support.
  • Legal Secondary Consultation for professionals working with impacted community members.

Recovery

After the immediate crisis, we assist with:

  • Complex legal challenges such as insurance disputes, tenancy issues, debt, and employment matters.
  • Ongoing legal advice and representation.
  • Referrals to financial counselling and other support services.
  • Policy and law reform advocacy informed by lived experience.
  • Sharing lessons learned and building sector knowledge through reports and training..

Key Issues After A Disaster

Financial hardship

🛡️ Insurance claims

🏠 Property damage

🏘️ Tenancy issues

💳 Debt management

💼 Employment issues

📄 Replacing damaged, lost or destroyed documents

🚨 Family Violence

👨‍👩‍👧 Family Law

📜 Parenting orders compliance

⚖️ Intervention orders compliance

🌐 Community-based orders compliance


By integrating legal support across all stages of the disaster cycle—prevention, preparedness, response, and recovery—we reduce harm and empower communities to rebuild with confidence.

Supporting the Three Pillars: Building Resilience Through Action

Our work also focuses on six key areas that strengthen preparedness, response and recovery:

1. Proactive Legal Preparedness
Community education about disaster-related legal issues, including:

  • Housing and tenancy rights
  • Insurance claims and disputes
  • Social security entitlements
  • Debt management
  • Preparing essential legal documents like wills and powers of attorney

2. Integrated Service Delivery
Collaborating with emergency services (including the Country Fire Authority), health providers, social services, and other legal aid organisations to ensure a coordinated, holistic response.

3. Systemic Advocacy and Law Reform
  Using data and lived experiences from disaster-affected clients to advocate for policy and legal reforms that address root causes of vulnerability, such as inadequate housing standards and inaccessible insurance.

4. Targeted Support for Vulnerable Groups
Prioritising outreach to:

  • First Nations communities
  • People with disabilities
  • Those experiencing homelessness or financial hardship
  • Residents in remote or rural areas

5. Building Community Capacity and Networks
Strengthening local networks and co-designing place-based action plans to foster shared responsibility and trust, empowering communities to act and support one another.

6. Developing Resources and Toolkits
Creating accessible guides and toolkits for legal practitioners and community members to strengthen preparedness and response capabilities.

Rebuilding your home after a disaster?
STOP! Check the risks before you settle for cash.

Your insurance provider might offer you a cash settlement. Make sure you understand all the risks before you sign anything.

1. Cash might fall short

2. Important costs may be missing

3. Your lender may need the funds

4. Your cover may end early

5. More work falls to you

Look out, disaster chasers are about!

After a disaster, some businesses or individuals may approach community members, offering to assess damage or organise repairs. These people are sometimes known as “disaster chasers.” They may appear soon after an event or many months later.

Disaster chasers may:

  • Claim that they can identify damage you may not have noticed.
  • Offer a “free inspection” and then pressure you to sign an agreement.
  • Ask for money upfront.
  • Promise quick repairs or unusually low prices.
  • Claim to represent, or be sent by, your insurance company.
  • Ask you to sign a contract immediately.
  • Suggest they can secure a higher insurance payout on your behalf.
  • Operate without appropriate licences or insurance.


How to protect yourself

  • Your insurer will always contact you first if they are sending someone to your home.
  • Speak with your insurer before agreeing to any repairs or signing anything. They can confirm what is covered and whether a builder is authorised to do the work.
  • If something doesn’t feel right, ask for identification such as a builder’s licence or driver’s licence, and phone your insurer to check.
  • Avoid signing contracts with people who make uninvited, door‑to‑door approaches.
  • If you have already signed a contract, remember there is usually a cooling‑off period. Your insurer may be able to help you end the agreement if needed.
  • If you’re worried about someone’s behaviour or think something is suspicious, report it to your local consumer affairs agency or the police.



Workplace Safety and Employment

General tips for work and leave

  • Start conversations with your employer about your safety, work hours, and leave options as early as possible.
  • Submit any requests for changes to your work arrangements or leave in writing, and keep copies of notices and supporting evidence.
  • If you need assistance or advice, consider contacting your union or Allied Justice.


Q: What are my own duties as a worker?

Q: My workplace has ceased operations because of the disaster. Can I be stood down without pay?

Q: What alternatives might there be instead of standing down employees?

Q: What leave options might help my family or me during or after a disaster?

This information is specific to the health and safety laws in Victoria (Occupational Health and Safety Act 2004 (Vic)).

A reference to an employee of an employer includes an independent contractor engaged by the employer and any employees of that contractor.

This material does not replace legal advice. Laws can change. If you are unsure, seek advice from Allied Justice.

Q: What are my employer's basic safety duties after disaster?

Q: What does reasonably practicable mean in the context of a disaster?

Q: What hazards are common with and after disasters?

Q: What should be in place before work resumes?

Q: Do employers have to consult me about health and safety matters?

Q: What if I think work is unsafe during or after a disaster?

Q: Can I be punished for raising safety concerns?

Your Home or Your Rental Home and Climate-Related Damage

 General tips

  • Communicate in writing and keep copies of notices, reports, follow-ups and invoices.
  • Use a qualified tradesperson and retain compliance certificates.
  • Consider contacting your local Council or seeking advice from Allied Justice before you begin any work.


Your Home

Q: My home has been damaged by weather or climate. What are the first things I should do?

Q: What permits might I need to repair, demolish, or rebuild my home?

Q: Are there any exemptions to obtaining a building or planning permit to repair, demolish, or rebuild my home?

Q: How do I know if I need a planning permit?

Q: What rules apply to the exemptions for temporary accommodation?

Your Rental Home

Q: I rent my place, and it has been damaged in a disaster. How do I get urgent repairs done?

Q: What about non-urgent repairs?

Q: The home is uninhabitable due to a climate event; can I end the lease or agreement?

Q: I live in a boarding house or a caravan park; do I have similar rights?

This information applies only to Victoria and does not replace legal advice.
Laws can change. If you are unsure, seek advice from Allied Justice.

Allied Justice acknowledges the Traditional Owners of the region we service.
Allied Justice acknowledges the Traditional Owners of the region we service.

Allied Justice acknowledges the Traditional Owners of the region we service, their diversity, histories and knowledge and their continuing connections to land, water and community.  We pay our respects to all Aboriginal & Torres Strait Islander people, their Elders past, present and emerging. We acknowledge sovereignty has never been ceded. It always was, and always will be, Aboriginal land.

Allied Justice is an ally of the LGBTQI+ community.

Allied Justice is committed to providing safe and inclusive services and is an ally of the LGBTIQ+ community.